5 Reasons Why You Need Travel Insurance That You May Not Have Thought Of

Did you know that travel insurance can cover a lot more than just medical emergencies? Travel insurance can cover things you may not be aware of, or even considered. Things like trip cancellations, lost luggage, and even provide emergency cash if you lose your wallet while traveling. Here are 5 reasons why you should always purchase travel insurance before your next trip.

That’s right, you are insured for needing to cancel your trip for any unforeseen circumstance, such as a family or medical emergency. In this instance, you will be able to claim back any non-refundable trip costs.

Similarly to the above, if you trip is cut short for an unforeseen event, your travel insurance will cover your for money that you have already paid out that cannot be refunded, such as dummy hotel bookings, car rental and pre-booked activities.

If you hurt or damage someone else or their properly (Personal Liability)

There may be an instance where an accident means you injure another person, or their property. Personal Liability cover will protect you financially in the event of a legal claim against you, and legal costs abroad can become very, very expensive.

When taking out your policy, always check that this is included.

If you have had an injury or accident overseas and you are making a claim for compensation, the legal fees involved in this can become very expensive. These costs are sometimes included in your travel insurance policy.

Whilst many associate travel insurances with paying for medical bills, getting to the medical facility in the first place can be extremely expensive itself. Should you need medical treatment whilst you are up a mountain or on a small, remote island, you may need to be airlifted by helicopter or plane to transport you. This could be the same with transporting you back to your home country as special arrangements or equipment may be needed to do so.

There are many reasons why you should have travel insurance, and we have only just scratched the surface. We advise that you always make sure you are fully covered by reading the policy details before you travel, so you know exactly what you are and aren’t covered for. 

This way, you can relax and enjoy your holiday knowing that you and your belongings are taken care of! For any inquiries or questions you may have about our travel insurance options, please get in touch with our experts, we are happy to help.